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FAIRFIELD, CONNECTICUT · FOR FAMILY OFFICES & UHNW HOUSEHOLDS

Independent, Fiduciary Wealth Management
for Family Offices & UHNW Families

A disciplined advisory relationship built around customized portfolios, institutional execution, and specialized structured notes expertise—designed for clients seeking clarity, income, and long-term capital stewardship.
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Explore Structured Notes

Why sophisticated clients engage Snowwater

  • Fiduciary guidance aligned to client interests—not product distribution.
  • Institutional sourcing and execution across multiple counterparties.
  • Multi-custodian implementation through Schwab and Fidelity accounts.
  • Thoughtful portfolio construction for wealth preservation, income, and family continuity.

Assets under management

$1.3B+
 

Serving affluent families, family offices, and sophisticated investors with a highly personalized model.

Combined experience

50+ Years

Leadership depth spanning institutional markets, advisory relationships, and risk-aware portfolio implementation.

Fiduciary standard

SEC-
Registered

Independent advice delivered through an RIA framework designed to prioritize the client’s best interests.

Custody & execution

Schwab/
Fidelity

Client accounts held at leading custodians with institutional access and operational familiarity.

WHY SNOWWATER

A more deliberate wealth-management experience for complex client needs.

01

Institutional Access
Execution relationships, counterparty breadth, and specialized sourcing typically associated with larger platforms.

02

Customized Portfolios
Investment allocation designed around family goals, liquidity needs, tax context, and risk tolerance.

03

Tax-Aware Strategy
Portfolio decisions made with an eye toward after-tax outcomes, coordination, and long-horizon efficiency.

04

Risk-Managed Income
Structured note strategies that seek enhanced income with buffers designed to improve downside resilience.

SERVICE DEPTH

Structured Notes

A signature capability for clients seeking thoughtfully engineered income and risk-managed exposure. Positioning this prominently helps distinguish Snowwater from generic RIAs.
  • Custom note selection rather than off-the-shelf product shelves.
  • Institutional access across multiple counterparties and execution windows.
  • Useful for income-oriented investors and low-beta portfolio diversification.
  • Designed to simplify a complex structure into a clear client conversation.
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~7.5%–9.75%

Target Income Potential (Enhanced profile)

~35%

Contingent Downside Buffer threshold

Core Advisory Services

Service depth with one clear differentiator.

Investment Management

Active portfolio construction and ongoing oversight aligned to capital preservation, growth, and income priorities.
  • Strategic and tactical allocation
  • Manager and security selection
  • Cash-flow and liquidity planning

Financial Planning

Advice that reflects the realities of complex balance sheets, tax exposure, and multi-generational objectives.
  • Retirement and income strategy
  • Estate and legacy coordination
  • Scenario planning and decision support

Family Office Services

Coordination-minded guidance for families who value discretion, structure, and continuity across financial decisions.
  • Holistic oversight and reporting
  • Professional coordination
  • Complex household support

Who We Serve

Built for clients who need more than generic planning.

01 Family Offices

Families seeking institutional discipline, direct advisory access, and a more tailored decision-making process.

02 UHNW Families

Households managing substantial wealth who value fiduciary alignment, discretion, and a high-service experience.

03 Business Owners

Entrepreneurs with concentrated wealth, liquidity events, or complex planning needs that demand coordinated guidance.

04 Retirees

Investors focused on durable income, downside awareness, and capital stewardship in later-stage planning.

Independent Credibility

Boutique by design. Institutional in mindset.

  • 2021 Founded as an SEC-registered RIA serving sophisticated client relationships.
  • 25+ Years Structured notes experience reflected in the firm’s specialist positioning.
  • 14 Counterparties referenced in strategy materials to support institutional sourcing.
  • $650M+ Executed structured note volume cited as a credibility marker.
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Relationship Process

  • Step 01 Discover
    Begin with a confidential conversation focused on goals, current structure, concerns, and the broader financial picture.
  • Step 02 Design
    Outline an approach informed by asset mix, income needs, planning priorities, and implementation opportunities.
  • Step 03 Implement
    Coordinate accounts, portfolios, and specialized strategies through a disciplined and operationally clean workflow.
  • Step 04 Monitor
    Review progress, adjust thoughtfully, and stay aligned as markets, tax realities, and family priorities evolve.